Being a trustee while the grantor (person who created the trust) is
Continue readingWelcome to the blog
I’ve seen a few articles on the Internet lately trying to determine how much money we need for early retirement. A lot of it has to do with your lifestyle. If you are someone who likes to travel, eat out, or go to shows, you may need more money to
Continue readingEbay Discounted Shipping Rates
The other day I had a sense of deja vu when eBay sent me an email announcing that they would be changing the default shipping rates to discounted shipping rates on October 1, 2026. I searched my email and found a similar email they had sent on April 17, 2024.
Continue readingIrrevocable Trusts & Taxes
Being a trustee while the grantor (person who created the trust) is alive usually only demands your attention during tax season. Each year any income that the trust earns needs to be distributed to the beneficiaries. After the grantor dies, a trustee quickly finds out that they are responsible for
Continue readingSCHD After 2 Years
Back in June 2024 I decided to invest in SCHD (Schwab US Dividend Equity ETF). I had heard a lot of good things about the ETF and they had just announced a 3 for 1 stock split scheduled for November. At the time, the price was $78.21 per share. I
Continue reading2027 Medicaid Options
In my previous post I stated that my part-time job as an Ebay reseller does not meet the income requirements for Medicaid in 2027. I did some research on my options and came up with a possible solution. I was automatically put under Medicaid because my income was below $22,025
Continue reading2027 Medicaid Changes
The 2025 budget reconciliation bill (One Big Beautiful Bill Act) requires states to mandate that able-bodied adults aged 19-64 participate in 80 hours per month of paid work, community service, or job training to keep their coverage. If you are on Medicaid, you have probably been getting notifications about the
Continue readingXbox Cuts Workforce 20%
Microsoft announced on July 6th, 2026, that over the next year they would be cutting 3,200 jobs from the Xbox division. The first 1,600 employees laid off will happen immediately. Xbox is also divesting five development studios. The company’s gaming strategy has struggled to scale. Cost structures were high while
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