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March 25, 2026 Investing for Retirement

Iran War Investment Loss

Today marks 26 days since the start of the war with Iran. So far, my investments have lost around $30k in value. That is a big number. You could buy a new car with that or make a down payment on a house. It doesn’t sound as bad if I

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March 17, 2026 Investing for Retirement

Zero Refund Zero Tax

Since I had no earned income in 2025, my tax refund is zero dollars. My investment income was less than the standard deduction, so I didn’t have to pay any tax. This is the 5th year in a row with zero refund and zero tax. In 2025 I did not

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March 8, 2026 Investing for Retirement

Trump’s War with Iran

As of today (March 8th, 2026), Trump’s war with Iran has pushed my investment portfolio down by almost $15,000 in the past week. I asked Google AI if the president has the power to declare war on another country and this was the answer: “No, the U.S. President does not

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February 26, 2026 Investing for Retirement

Divorced Spouse/Survivor Benefits

My girlfriend has reached her full retirement age for Social Security. But she wants to delay her application until she turns 68. The monthly payment would increase by $89. Since her ex-husband is still alive, and they were married for more than ten years, she could apply for divorced spouse

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February 8, 2026 Money Saving Tips

Arby’s Gift Cards

I want to put out a warning about the trouble we had trying to use an Arby’s gift card. The gift card was for $50 and was obtained from an online casino. I have cashed out many gift cards, but this was the first one for Arby’s. With your online

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February 6, 2026 Investing for Retirement

Bitcoin Has Lost Its Way

I have been watching Bitcoin from the beginning and currently do not have any money in it. The original vision was that it would be a decentralized digital currency. That means removing the need for central banks or government control. But as soon as they allowed crypto ETFs and options

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