Welcome to the blog

I’ve seen a few articles on the Internet lately trying to determine how much money we need for early retirement. A lot of it has to do with your lifestyle. If you are someone who likes to travel, eat out, or go to shows, you may need more money to

Continue reading

2024 Taxes Done

I just finished my 2024 tax return. This year the standard deduction for a single filer was $14,600. My reportable income was $14,2XX on federal form 1040. That means zero taxes due. The State form shows that I owe $72. This was because they added tax-exempt municipal bond fund income

Continue reading

Do You Need a Trust?

There are two types of trusts: Revocable and Irrevocable. With a revocable trust the primary purpose is to provide flexibility and control over assets during your lifetime. As the grantor (the person who creates the trust), you retain the right to change the terms of the trust. An irrevocable trust

Continue reading

Ebay Order Cancelled

I don’t often decide to cancel an Ebay order, but sometimes the buyer’s address isn’t worth the risk. I had a listing for a white Xbox One controller (quantity of 4) with free shipping. One sold within a few hours to a buyer in Oregon. The next buyer was located

Continue reading