The only downside to having a monthly budget is if you reach your spending limit before the end of the month. That is always the case for me during the months that I have car insurance payments due. I have two vehicles that have insurance due every six months. I

After losing over $30,000 in the stock market last week, I sit here and wonder why I didn’t act on the clear warning signs. Trump basically told us what he was going to do well in advance of April 2nd. Investors who are smarter than me shorted the market on

I just finished my 2024 tax return. This year the standard deduction for a single filer was $14,600. My reportable income was $14,2XX on federal form 1040. That means zero taxes due. The State form shows that I owe $72. This was because they added tax-exempt municipal bond fund income

There are two types of trusts: Revocable and Irrevocable. With a revocable trust the primary purpose is to provide flexibility and control over assets during your lifetime. As the grantor (the person who creates the trust), you retain the right to change the terms of the trust. An irrevocable trust