For the month of November, the DOW gained 1936 points. That is a 5.6% increase from the prior month, helped by signs that inflation numbers are headed down. My interest and dividend income was $1,331 for the month. Withdrawals for living expenses came to $1,148 for November. YTD my investments
Continue reading2022 Holiday Shopping Budget
During the holiday season a lot of people feel good when they spend money. I am frugal and don’t think the same way about spending money as my spend-happy girlfriend. I know how much money we have coming in each month and have built our budget around that. Just because
Continue readingThe Collapse of Cryptocurrency
The collapse of cryptocurrency exchange FTX is a fascinating story. A lawsuit filed on 11/15/22 against FTX founder and celebrities including quarterback Tom Brady and basketball Hall of Famer Shaquille O’Neal, claims they engaged in deceptive business practices by promoting unregistered securities. Cases against FTX, which is based in the
Continue readingTop 10 Benefits of Early Retirement
Being forced to retire early (before social security) can be a financial challenge. Every monthly expense needs to be looked at to see if it is necessary or not. The Holidays become more stressful as you try to budget for gifts and meals. I just got done placing an online
Continue readingOctober 2022 Investing Update
For the month of October, the DOW gained 4007 points. That is almost a 14% increase from the prior month, helped by speculation that the Fed will slow interest rate hikes. Interest and dividend income was $3,752 for the month. Withdrawals for living expenses came to $1,213 for October. YTD
Continue readingSurviving Hard Times in 2022
When I was younger, I always noticed the unkept houses in our neighborhood. Why was the lawn not being cared for and how come the paint was peeling? Didn’t the owner care about how their home looked? These days, I understand that it comes down to choices. It’s easy for
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