Category: Investing for Retirement

You can’t always get it right. My theory was that demand for consumer staples would recover in 2025. Stocks like Kraft Heinz and other packaged goods companies would show improving sales as interest rates started dropping. Well, that hasn’t been the case. Kraft beat their earnings estimate again today, but

In late August 2025 I bought 60 shares of IBIT at a price of $62.46 per share. IBIT is the Ishares Bitcoin ETF. About two weeks later, I sold all my shares at $66.86 per share. This gave me a profit of $263.53. My plan was to only hold for

Although we still have two months left in 2025, I decided to compare my monthly credit card bill to last year’s. In 2024, I had three months where I had over $500 on my cc bill. One of those months was when I had to buy a new refrigerator. Since

It seems like every six months we have the threat of a government shutdown. This time I think it will happen on schedule and may possibly be one of the longest in history. For the simple reason that Trump hates Dems and is going to blame the whole thing on

Because of inflation in the past 12 months, I have had to stop spending on non-essential items. Here is the list of things that I have had to give up spending money on in 2025: Dinning Out – First it was full-service restaurants, then we had to cut fast food.

As of July 28, 2025, the cumulative tariff collection for the year stands at $125.6 billion, a 130.9% increase compared to the same time last year. So, what happens to that money? It has been going into a general fund, which is managed by the Federal Reserve. The fund is