Category: Investing for Retirement

Being a trustee while the grantor (person who created the trust) is alive usually only demands your attention during tax season. Each year any income that the trust earns needs to be distributed to the beneficiaries. After the grantor dies, a trustee quickly finds out that they are responsible for

Back in June 2024 I decided to invest in SCHD (Schwab US Dividend Equity ETF). I had heard a lot of good things about the ETF and they had just announced a 3 for 1 stock split scheduled for November. At the time, the price was $78.21 per share. I

In my previous post I stated that my part-time job as an Ebay reseller does not meet the income requirements for Medicaid in 2027. I did some research on my options and came up with a possible solution. I was automatically put under Medicaid because my income was below $22,025

The 2025 budget reconciliation bill (One Big Beautiful Bill Act) requires states to mandate that able-bodied adults aged 19-64 participate in 80 hours per month of paid work, community service, or job training to keep their coverage. If you are on Medicaid, you have probably been getting notifications about the

I was almost 14 years old when America celebrated its bicentennial in 1976. My best memory was when my father won $1776 in the state lottery. That was a big deal for our family back then. It would be worth $10,460 in today’s money, as a result of inflation. I

There has been some noise on the Internet about how local LLM’s (large language models) are going to make the need for AI data centers unnecessary. This feeds into the fact that a lot of people are concerned when they find out that a data center built is planned near