Category: Investing for Retirement

This week Trump decided to give us an early Christmas present by delaying tariffs on consumer electronics made in China for 90 days. It’s hard not to get concerned about these day to day politically motivated policy changes that have immediate impact on our retirement savings. I personally lost over

My plan to pay off my mortgage stalled when I was laid off from my job in June 2019. I still have about $18k left out of the original $160k loan. It doesn’t makes sense to pay off the loan now because I will need my savings to pay other

The Fed cut the interest rate by a quarter percent this week, and those of us who live on a fixed income have been trying to understand why it was needed. The economy is good and unemployment is low. I was fully expecting interest rates to continue climbing from 2.50%

Everyone’s situation is different. But the bottom line is that you have to make more than you spend. I like to look at cash flow on a month to month basis. Simply total your expenses and subtract them from your income for the month. You should end up with a

Several types of investment will produce a monthly income. There are exceptions, but most money market and bond funds pay a monthly dividend. Real estate investment trusts also commonly payout monthly. You can have the monthly dividends reinvested if you don’t need the income right now. With these types of