Being forced to retire early (before social security) can be a financial challenge. Every monthly expense needs to be looked at to see if it is necessary or not. The Holidays become more stressful as you try to budget for gifts and meals. I just got done placing an online
Continue readingOctober 2022 Investing Update
For the month of October, the DOW gained 4007 points. That is almost a 14% increase from the prior month, helped by speculation that the Fed will slow interest rate hikes. Interest and dividend income was $3,752 for the month. Withdrawals for living expenses came to $1,213 for October. YTD
Continue readingSurviving Hard Times in 2022
When I was younger, I always noticed the unkept houses in our neighborhood. Why was the lawn not being cared for and how come the paint was peeling? Didn’t the owner care about how their home looked? These days, I understand that it comes down to choices. It’s easy for
Continue readingYouTube Trading Gurus
With all of the stock trading channels on YouTube, there are only a few that I like to watch. Trying to find one that matches your investing style or actually can teach you something new is a challenge. Most self-proclaimed investing gurus are only in it for the ad revenue
Continue readingClueless Account Managers
Back in 2012, I was assigned as the fiduciary for a family trust. A trust is used for estate planning to preserve assets and minimize taxes and probate costs associated with transferring assets through a will. A fiduciary is responsible for managing the investments and distribution of the Trust. The
Continue readingPassive Income: Treasury Funds
If you have money sitting on the sidelines waiting for the stock market to improve, it pays to find the best low risk place to put your money. Even though bank deposits are starting to pay a bit more interest these days, they are always slow to increase rates. In
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