Having eliminated spending in all other categories, food is the last luxury. We have yet to make any serious sacrifices when it comes to the food we eat. This is only possible because we only buy items that are on sale. I sometimes spend several hours clipping digital coupons and
Continue readingThe End of Goodwill Hunting
During the pandemic I became addicted to searching for bargains on Goodwill’s website. The website is an online auction platform for Goodwill stores across the country. Each of the 150+ store locations on the website have similar merchandise with varying shipping and handling costs. When browsing the categories all of
Continue readingWaiting for Social Security
This year (2022) I turned 60 which means I still have two years to wait before I can apply for Social Security. My full retirement age is 67, but I could start receiving benefits as early as 62. The Social Security Administration recently sent me an estimate of my monthly
Continue readingUS Mobile Review
I really didn’t want to change my mobile carrier, but Verizon forced me to look elsewhere. They increased their prices on all non-5G accounts. I don’t have a 5G phone, so I feel like it would be a waste of money to pay more for no added value. In late
Continue readingAugust 2022 Investing Update
For the month of August, the DOW lost 1288 points. That gave back most of the ground gained in July. YTD the DOW down by 12.5%. Interest and dividend income was $1,032 for the month. Withdrawals for living expenses came to $1,057 for August. For the last few months, I
Continue readingSpender vs. Saver
I have always been a “saver” and like to see positive cashflow at the end of each month. The only way to do this is to have a good idea of how much money you have coming in and going out. At the start of each month, I have a
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