For the fifth month of 2024, the DOW added 783 points, which was a 2.07% gain. Interest and dividend income was $2228 for the month. Withdrawals for living expenses came to $1189. Overall, my account balance increased by 2.06% from the prior month. In the past month I purchased 100
Continue readingA Lifetime of Work
If you are just starting your working career you are probably not thinking about retirement. But once you retire it is interesting to look back on the statistics from a lifetime of work. I started earning money back in 1978 working part-time as a dishwasher and then as a night
Continue readingRetirement Savings by Age
There are a lot of YouTube videos that discuss how much you should have in retirement savings by age. Americans have a need to compare themselves to others in their age group to gauge how they are doing financially. One thing I have learned is that everyone’s situation is different.
Continue readingApril 2024 Investing Update
For the fourth month of 2024, the DOW lost 1990 points. That was a 5% loss for the month. Interest and dividend income was $2828 for the month. Withdrawals for living expenses came to $1559. Overall, my account balance decreased by 2.02% from the prior month. In the past month
Continue readingEbay Buyer Red Flags
I recently had an Ebay buyer that raised a lot of red flags on my scam alert radar. This buyer had sent me a message offering a lower price for an item only a few minutes after it was listed. Against my better judgement, I responded with a higher counteroffer.
Continue reading2024 Food Budget
In the past few years, we have not gone into a restaurant to sit down and order a meal. This is something that we used to enjoy on special occasions. Now, we order a pizza or go through the drive thru maybe once a month, if we have a discount
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