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June 21, 2023 Money Saving Tips

Do Something Productive

I find that doing nothing gets you nowhere in life. Every time that I did something productive it made a positive change in my life. Now that I have reached the age of 60, the energy I have left to take on new projects has dwindled. There are still things

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June 2, 2023 Investing for Retirement

May 2023 Investing Update

For the month of May, the DOW went down 1190 points. This puts the DOW down 0.68% for the year, and down by 1% in the past 12 months. Interest and dividend income was $1834 for the month. Withdrawals for living expenses came to $1141 in the past month. I

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May 11, 2023 Investing for Retirement

Banks Desperate for Deposits

If you have a bank account, you have most likely received an advertisement about opening a money market account to get higher interest on your savings. The problem is that the rates are not as good as what you can get from a money market fund. Bank money market accounts

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May 3, 2023 Investing for Retirement

April 2023 Investing Update

For the month of April, the DOW gained 1442 points. This puts the DOW up 1.59% for the year, and up by 1.62% in the past 12 months. Interest and dividend income was $2023 for the month. Withdrawals for living expenses came to $1965 in the past month. Expenses were

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April 25, 2023 Money Saving Tips

2 Liter Mt Dew Into 4 Bottles

Normally I try not to drink a lot of Coke and Pepsi products. But my girlfriend has an addiction to Mountain Dew, so we always have it on our grocery list. Since she pays for the groceries, I don’t complain too much. Just like everything else, the price of soda

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April 23, 2023 Investing for Retirement

No Income Tax in 2022

By now everyone has filed their tax returns for 2022. I’ve been using TurboTax for the past 10 years or so and have seen the prices increase every year. This year it cost me $158 to file my forms. The reason it was high is that I have investment and

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