Even our pets are being affected by inflation! I had been getting Fresh Step Clean Paws Calming cat litter in a 22.5 Lb box from Target. In March 2022 the price was $13.79. By July, the price had risen to $16.49. With two cats I was buying a box every
Continue readingCategory: Money Saving Tips
2022 Holiday Shopping Budget
During the holiday season a lot of people feel good when they spend money. I am frugal and don’t think the same way about spending money as my spend-happy girlfriend. I know how much money we have coming in each month and have built our budget around that. Just because
Continue readingTop 10 Benefits of Early Retirement
Being forced to retire early (before social security) can be a financial challenge. Every monthly expense needs to be looked at to see if it is necessary or not. The Holidays become more stressful as you try to budget for gifts and meals. I just got done placing an online
Continue readingSurviving Hard Times in 2022
When I was younger, I always noticed the unkept houses in our neighborhood. Why was the lawn not being cared for and how come the paint was peeling? Didn’t the owner care about how their home looked? These days, I understand that it comes down to choices. It’s easy for
Continue readingFood is Our Last luxury
Having eliminated spending in all other categories, food is the last luxury. We have yet to make any serious sacrifices when it comes to the food we eat. This is only possible because we only buy items that are on sale. I sometimes spend several hours clipping digital coupons and
Continue readingUS Mobile Review
I really didn’t want to change my mobile carrier, but Verizon forced me to look elsewhere. They increased their prices on all non-5G accounts. I don’t have a 5G phone, so I feel like it would be a waste of money to pay more for no added value. In late
Continue reading