If you have money sitting on the sidelines waiting for the stock market to improve, it pays to find the best low risk place to put your money. Even though bank deposits are starting to pay a bit more interest these days, they are always slow to increase rates. In
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September 2022 Investing Update
For the month of September, the DOW lost 2931 points. That is a 9.26% loss for the month. YTD the DOW is down by 21.5%. Interest and dividend income was $1,565 for the month. Withdrawals for living expenses came to $1,124 for September. So far this year my investments have
Continue readingFood is Our Last luxury
Having eliminated spending in all other categories, food is the last luxury. We have yet to make any serious sacrifices when it comes to the food we eat. This is only possible because we only buy items that are on sale. I sometimes spend several hours clipping digital coupons and
Continue readingThe End of Goodwill Hunting
During the pandemic I became addicted to searching for bargains on Goodwill’s website. The website is an online auction platform for Goodwill stores across the country. Each of the 150+ store locations on the website have similar merchandise with varying shipping and handling costs. When browsing the categories all of
Continue readingWaiting for Social Security
This year (2022) I turned 60 which means I still have two years to wait before I can apply for Social Security. My full retirement age is 67, but I could start receiving benefits as early as 62. The Social Security Administration recently sent me an estimate of my monthly
Continue readingUS Mobile Review
I really didn’t want to change my mobile carrier, but Verizon forced me to look elsewhere. They increased their prices on all non-5G accounts. I don’t have a 5G phone, so I feel like it would be a waste of money to pay more for no added value. In late
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