Author: budgethomepage

I was almost 14 years old when America celebrated its bicentennial in 1976. My best memory was when my father won $1776 in the state lottery. That was a big deal for our family back then. It would be worth $10,460 in today’s money, as a result of inflation. I

There has been some noise on the Internet about how local LLM’s (large language models) are going to make the need for AI data centers unnecessary. This feeds into the fact that a lot of people are concerned when they find out that a data center built is planned near

My investment journey started with a set of rules for buying stock. One of them was that I would only buy stocks that were under $30 a share. Today, almost 40 years later, my maximum price limit is $80 per share. These days, that rules out most semiconductor and tech

Applying for Social Security in 2026 is an adventure especially if you are trying to do something that is less common. This was my first experience with SS, as I was helping my girlfriend navigate the system. She had reached her full retirement age this year and was ready to

I have lived a modest lifestyle and saved for my retirement. Next year (2027), I plan to apply for social security. At the same time, I will apply for Medicare. No longer will I have to live on my investments. Life will be great, right? Not so fast. Uncle Sam