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Author: budgethomepage

March 8, 2026 Investing for Retirement

Trump’s War with Iran

As of today (March 8th, 2026), Trump’s war with Iran has pushed my investment portfolio down by almost $15,000 in the past week. I asked Google AI if the president has the power to declare war on another country and this was the answer: “No, the U.S. President does not

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February 26, 2026 Investing for Retirement

Divorced Spouse/Survivor Benefits

My girlfriend has reached her full retirement age for Social Security. But she wants to delay her application until she turns 68. The monthly payment would increase by $89. Since her ex-husband is still alive, and they were married for more than ten years, she could apply for divorced spouse

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February 8, 2026 Money Saving Tips

Arby’s Gift Cards

I want to put out a warning about the trouble we had trying to use an Arby’s gift card. The gift card was for $50 and was obtained from an online casino. I have cashed out many gift cards, but this was the first one for Arby’s. With your online

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February 6, 2026 Investing for Retirement

Bitcoin Has Lost Its Way

I have been watching Bitcoin from the beginning and currently do not have any money in it. The original vision was that it would be a decentralized digital currency. That means removing the need for central banks or government control. But as soon as they allowed crypto ETFs and options

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January 27, 2026 Investing for Retirement

MN Home Values Drop

Typically, when interest rates go down, home prices increase. But, here in Minnesota, the value of my home on Zillow.com has dropped by $20,000 in the last 3 months. I can only attribute this to Trump’s immigration enforcement actions in the state. With all of the bad publicity lately, no

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January 20, 2026 Investing for Retirement

Greenland is 80% Ice

Greenland is the least densely populated territory on Earth and 80% of the surface is covered in ice. To give you an idea of how forlorn this region is, the population has only increased by 418 in the last 25 years. Yet, for some reason this region has suddenly become

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