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Author: budgethomepage

March 2, 2023 Investing for Retirement

February 2023 Investing Update

For the month of February, the DOW lost 1430 points. That erases all gains from the previous month. Interest and dividend income was $1,603 for the month. Withdrawals for living expenses came to $1,014 for February. YTD my retirement account is up by +2.21%. The 4.2% return on treasury funds

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February 16, 2023 Money Saving Tips

The Buy 5 Save $5 Promo

Whoever came up with the “Buy 5 save $5” grocery promo is a genius. In this promo you buy 5 items from a list of hundreds of items and save $5 off those items. The items you can select usually range in price from $3 to $10. Trying to choose

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February 2, 2023 Investing for Retirement

January 2023 Investing Update

For the month of January, the DOW gained 939 points. That is a 2.75% gain for the year. Interest and dividend income was $1,635 for the month. Withdrawals for living expenses came to $1,014 for January. In the past 12 months my retirement account is down by 4.48%. That is

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January 23, 2023 Money Saving Tips

Winter is Like a Survival Show

It’s the middle of winter in central Minnesota and we have about 3 feet of snow on the ground. The temperature has been below freezing most days since early December this year. In past years, when I was working, we would go shopping or to the casino to get some

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January 9, 2023 Money Saving Tips

Cost of Food in 2022

I added up all of our grocery expenses for 2022 to see how much we spent on food. We live in the United States and our household consists of two people. The majority of our grocery shopping is done at one store which is just down the street from our

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January 4, 2023 Investing for Retirement

Year End 2022 Investing Update

For the month of December, the DOW lost 1282 points. That is a 9.4% loss for the year. Interest and dividend income was $7,786 for the month. Withdrawals for living expenses came to $1,177 for December. For 2022 my investments are down by 11%. My only trade for the month

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