Category: Investing for Retirement

There have been a few stories in the news lately about how the 401k plan has failed to live up to its expectations. My 401k account (now an IRA) has been my best preforming investment. During my working years, I recall going to presentations from investment professionals who talked about

Since it appears that nothing can stop this bull market, I decided to sell half of my position in SQQQ and bought 50 shares of SOXL (Direxion Daily Semiconductor Bull 3X). SOXL tracks the performance of the NYSE Semiconductor Index with leverage to seek a 300% daily return. On 7/11/25

Last month (May 2025) I decided that there was no way the stock market would continue to go up under Trump’s tariff agenda. But despite only a few deals being made, immigration protests, and dropping bombs on Iran, the stock market has continued to march higher each day. After one

I just received my 2025 rate increase notice from State Farm Insurance. Effective July 15, 2025, my new rate will be $148.46 per month on a home valued at $360k. That is a 17.8% increase over the previous monthly rate of $125.98. That comes out to an extra $269.76 per

On May 3rd I bought 100 shares of SQQQ (ProShares UltraPro Short QQQ). SQQQ is an ETF which holds 100 of the largest non-financial companies in the Nasdaq. My goal is to hedge the long positions in my brokerage account. Of course, as of today I’m down 16.50% on SQQQ.

The only downside to having a monthly budget is if you reach your spending limit before the end of the month. That is always the case for me during the months that I have car insurance payments due. I have two vehicles that have insurance due every six months. I