My girlfriend has reached her full retirement age for Social Security. But she wants to delay her application until she turns 68. The monthly payment would increase by $89. Since her ex-husband is still alive, and they were married for more than ten years, she could apply for divorced spouse
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Bitcoin Has Lost Its Way
I have been watching Bitcoin from the beginning and currently do not have any money in it. The original vision was that it would be a decentralized digital currency. That means removing the need for central banks or government control. But as soon as they allowed crypto ETFs and options
Continue readingMN Home Values Drop
Typically, when interest rates go down, home prices increase. But, here in Minnesota, the value of my home on Zillow.com has dropped by $20,000 in the last 3 months. I can only attribute this to Trump’s immigration enforcement actions in the state. With all of the bad publicity lately, no
Continue readingGreenland is 80% Ice
Greenland is the least densely populated territory on Earth and 80% of the surface is covered in ice. To give you an idea of how forlorn this region is, the population has only increased by 418 in the last 25 years. Yet, for some reason this region has suddenly become
Continue reading2025 Investing Results
When you get close to retirement or are in early retirement, you should be trying to generate as much passive income as possible. In 2025 my investment portfolio increased by 8.65% and generated $3445 in monthly dividend income. During the year I was able to avoid taking any distributions from
Continue readingShould I Move After Retirement?
When you retire, you need to decide if you are going to move or stay in the home you are currently in. In my case, I have only owned two homes, both in the upper mid-west. I lived in my first home for about 20 years. After I sold that
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