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November 8, 2021 Money Saving Tips

MN adjusting 540,000 Tax returns

Last week I received a letter from the Minnesota Department of Revenue. When I get a letter from either the State or Federal tax agency, it often feels like I just landed on Chance in Monopoly. You are either going to owe them money, or you are getting a refund.

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November 3, 2021 Money Saving Tips

Verizon Up Device Dollars

Verizon Up is a program for Verizon customers that offers a choice of a reward each month. The value of the rewards start at $3 and go up from there. The most expensive rewards are the Super Ticket Rewards. These are usually tickets to concerts and sporting events. There is

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November 1, 2021 Investing for Retirement

October 2021 Investing Update

For the month of October, the DOW gained 1559 points, recovering all of the loss from the previous month. My investments gained 2.57% during the month. Interest and dividend income was $4,138 for the month. The end of each quarter has higher dividends because of stocks and mutual funds that

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October 29, 2021 Money Saving Tips

How to Improve Blog Earnings

This isn’t my first blog on the web. I’ve been making posts on Blogger.com since 2005. I recently went back and reviewed some of my old posts from the early days. Many posts were about budgethomepage.com and things that were happening in my life. A lot of my early posts

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October 18, 2021 Investing for Retirement

Record High Energy Prices

Today (10/18/21), the price of crude oil went over $86 a barrel, the highest level since October 2018. Natural gas and coal are also at record levels going into the fall/winter heating season. If you were lucky enough to anticipate this and bought shares of oil companies back in August,

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October 16, 2021 Money Saving Tips

Cub Food Online Shopping Pt 2

I decided to give Cub’s online shopping website another try. In my last post I commented on how the experience wasn’t as good as using the Instacart website. One complaint was that you couldn’t shop for only the sale items. Well, it turns out you can. That made it a

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