When you retire, you need to decide if you are going to move or stay in the home you are currently in. In my case, I have only owned two homes, both in the upper mid-west. I lived in my first home for about 20 years. After I sold that
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2026 Medicare Premium Increase
Medicare Open Enrollment is October 15 – December 7 and they just announced the 2nd largest rate increase in history. The Medicare Part B premium for 2026 will be $202.90 per month, an increase of $17.90 from 2025. That is a 9.7% increase from the previous year while the Social
Continue readingGov Shutdown Day 37
Just as I predicted, the Trump administration now has the record for the longest government shutdown in US history. The extension of expiring subsidies for health insurance purchased under the Affordable Care Act is the main conflict. The expiring subsidies will impact 24 million or about 7% of Americans. Because
Continue readingGiving Up on Consumer Staples
You can’t always get it right. My theory was that demand for consumer staples would recover in 2025. Stocks like Kraft Heinz and other packaged goods companies would show improving sales as interest rates started dropping. Well, that hasn’t been the case. Kraft beat their earnings estimate again today, but
Continue readingA Bit of a Dip Into IBIT
In late August 2025 I bought 60 shares of IBIT at a price of $62.46 per share. IBIT is the Ishares Bitcoin ETF. About two weeks later, I sold all my shares at $66.86 per share. This gave me a profit of $263.53. My plan was to only hold for
Continue readingCredit Card Budget in 2025
Although we still have two months left in 2025, I decided to compare my monthly credit card bill to last year’s. In 2024, I had three months where I had over $500 on my cc bill. One of those months was when I had to buy a new refrigerator. Since
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