Category: Investing for Retirement

If you have money sitting on the sidelines waiting for the stock market to improve, it pays to find the best low risk place to put your money. Even though bank deposits are starting to pay a bit more interest these days, they are always slow to increase rates. In

For the month of September, the DOW lost 2931 points. That is a 9.26% loss for the month. YTD the DOW is down by 21.5%. Interest and dividend income was $1,565 for the month. Withdrawals for living expenses came to $1,124 for September. So far this year my investments have

This year (2022) I turned 60 which means I still have two years to wait before I can apply for Social Security. My full retirement age is 67, but I could start receiving benefits as early as 62. The Social Security Administration recently sent me an estimate of my monthly

For the month of August, the DOW lost 1288 points. That gave back most of the ground gained in July. YTD the DOW down by 12.5%. Interest and dividend income was $1,032 for the month. Withdrawals for living expenses came to $1,057 for August. For the last few months, I

For the month of July, the DOW added 1748 points. That recovered most of the ground lost in June. YTD the DOW still down by 10.5%. Interest and dividend income was $1,249 for the month. Withdrawals for living expenses came to $1,078 for July. Interest payouts are starting to increase.

For the month of June, the DOW dropped 1893 points. The benchmark average reached a low of 29888 on June 17th. YTD the DOW has declined almost 15%. Interest and dividend income was $1,113 this month, which was offset by a loss of -$32,312 in market value. Withdrawals for living