Being forced to retire early (before social security) can be a financial challenge. Every monthly expense needs to be looked at to see if it is necessary or not. The Holidays become more stressful as you try to budget for gifts and meals. I just got done placing an online
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Surviving Hard Times in 2022
When I was younger, I always noticed the unkept houses in our neighborhood. Why was the lawn not being cared for and how come the paint was peeling? Didn’t the owner care about how their home looked? These days, I understand that it comes down to choices. It’s easy for
Continue readingFood is Our Last luxury
Having eliminated spending in all other categories, food is the last luxury. We have yet to make any serious sacrifices when it comes to the food we eat. This is only possible because we only buy items that are on sale. I sometimes spend several hours clipping digital coupons and
Continue readingThe End of Goodwill Hunting
During the pandemic I became addicted to searching for bargains on Goodwill’s website. The website is an online auction platform for Goodwill stores across the country. Each of the 150+ store locations on the website have similar merchandise with varying shipping and handling costs. When browsing the categories all of
Continue readingUS Mobile Review
I really didn’t want to change my mobile carrier, but Verizon forced me to look elsewhere. They increased their prices on all non-5G accounts. I don’t have a 5G phone, so I feel like it would be a waste of money to pay more for no added value. In late
Continue readingSpender vs. Saver
I have always been a “saver” and like to see positive cashflow at the end of each month. The only way to do this is to have a good idea of how much money you have coming in and going out. At the start of each month, I have a
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